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Cookie Policy

This Cookie Policy applies to all websites, products and web applications which link to this policy; a full list of relevant titles can be found at the end of our Privacy Policy. These products and services provide premium news, insight and analysis to a growing audience of global decision makers. We are committed to upholding the highest standards of data protection for our customers.

Money-Media uses cookies to keep our sites reliable, secure and personalised. When you accept cookies, this helps make the site better by remembering your preferences, customising content or advertisements, and enhancing your experience of our premium news, insight and analysis.

This policy should be read alongside our Privacy Policy, which explains how we use personal information.

If you have any queries about the way we use your personal information or cookies, please contact our Data Protection Officer at privacy.officer@ft.com.

If you wish to understand the cookies we use to serve you with advertisements and how to manage these cookies, please refer to the “Advertising” section below.


What are cookies?

Cookies are small text files which a website may place on your computer or device when you visit a site. The cookie will help the website, or another website, to recognise your device the next time you visit. Web beacons, pixels or other similar files can also do the same thing. We use the term “cookies” in this policy to refer to all files that collect information in this way.

Cookies serve many functions. For example, they can help us to remember your username and preferences, analyse how well our Sites are performing, or allow us to recommend content we believe will be most relevant to you.

The majority of websites use cookies to collect and retain personal information about their visitors. Most cookies collect general information, such as how visitors arrive at and use our Sites, the device they are using, their internet protocol address (IP address), what pages they are viewing and their approximate location (for example, we would be able to recognise that you are visiting our Sites from London).


Purpose of cookies

We group our cookies into the below categories.

Operating our Sites
Some cookies are essential for the operation of our Sites. This includes cookies for the following purposes:

  • Access - we use these cookies to identify subscribers and ensure access to subscription only pages;
  • For billing purposes - for all subscriptions provided by your employer or through a group entity, we will routinely report how active you are in order to justify the price of the group subscription. Any usage information provided about your reading activity is at a high level in aggregate form (e.g. total page views, last login date);
  • Performance - we use these cookies to monitor Site performance. This allows us to provide a high quality experience by quickly identifying and fixing any issues that arise. For example, we might use performance cookies to track error messages, and to determine improvements to our Sites;
  • Functionality - we use functionality cookies to allow us to remember your preferences. For example, we use functionality cookies to provide you with enhanced services, such as allowing you to watch a video online;
  • Analytics - we use cookies to help us understand our audience and the success of advertising campaigns. For example, we count article views to present ‘Most Read’ content. We also use analytics cookies to keep track of how many advertising impressions have been served for a campaign and to manage the frequency at which you see the same adverts;
  • Fraud prevention - we use cookies to monitor and prevent suspicious activity and fraudulent traffic.

Personalisation
We use cookies to improve your experience of our products by personalising our Sites. For example, we help you to find new content and recommend email alerts based on the topics you read. Where our Sites have such functionality, you can manage elements of personalisation in your account.

Users of ThinkTank
On the ThinkTank section of our site we track scroll depth and the amount of time that is spent on pages; this allows users of the Continuing Education Credit feature to earn credits.

Advertising
Some of our Sites use cookies to serve you with advertisements that we believe are relevant to you and your interests. Please refer to the “Advertising” section below.


Third party cookies on our Sites

We also use third party cookies on our Sites that fall into the categories above (“third party cookies”) for the following reasons:

  • to help us monitor traffic on our Sites (like many companies, we use Google Analytics to do this);
  • to identify fraudulent or non-human traffic;
  • to assist with market research;
  • to improve Site functionality;
  • to monitor compliance with our terms and conditions and copyright policy;
  • to serve relevant advertisements.

Pixels in emails

Our emails often contain a single, campaign-unique “web beacon pixel” to tell us whether, and how many times, our emails are opened and verify any clicks through to links or advertisements within the email. We use this information for purposes including:

  • Determining which of our emails are more interesting to users;
  • Determining users’ activity and engagement with our products and services;
  • Informing our advertisers (in aggregate) how many users have clicked on their advertisements.

The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded to your device, you should select to receive emails from us in plain text rather than HTML via your email provider settings.


Advertising

This section does not apply to our MandateWire sites, which contain no advertisements.

Depending on the Site you are visiting and the region you visit from (based on IP address) we may use cookies to serve you with advertisements that we believe are relevant to you and your interests.

Where relevant, we detail below how we use cookies for advertising and instructions on how you can manage certain cookies used on our Sites.

EU & UK Sites
Our Ignites Europe site is specifically aimed at European audiences.

The advertisements you see on the Ignites Europe site are not targeted based on your personal information.

US and Asia Sites
A number of our sites are specifically targeted to US and Asia audiences. In these cases we will assume that you are visiting from the outside of the European Union (EU). These sites include:

  • Agenda
  • BoardiQ
  • Financial Advisor IQ
  • FundFire
  • Ignites (US)
  • Ignites (ASIA)
  • P&C Specialist
  • Life Annuity Specialist

For these sites, we help you see advertisements that are tailored to you, based on the information you gave us when you signed up. For example, if your job title is Chief Data Officer, you would see more advertisements about data analytics products.

We also show you advertisements based on your online activity and your interests. For example, if you read a number of articles about mutual funds on Ignites.com or on other sites, you would see more advertisements about mutual funds as we have inferred that you are interested in this topic. You may also see advertisements for our products and services on other websites if you have previously visited our Sites.

The above sites also use third party cookies for the purpose of programmatic advertising. This is where we sell digital advertising space through the use of automated technology via three select partners:

  • Google Doubleclick (AdX)
  • TrustX
  • Smart Ad Server

These third party cookies are used for measurement and attribution, and management of frequency to cap the number of times you are shown the same advertisement. They may also be used for personalisation of advertisements based on data you have shared with third parties, to the extent that you have consented to this.

Advertisers sometimes use their own cookies to measure performance and to identify fraudulent or non-human traffic. To the extent that you have given them your consent to do so, advertisers may also provide you with targeted advertising based on their data. For example, advertisers may use a profile they have built either on their own site or on sites that you have previously visited to present you with more relevant advertisements during your visits to our Sites.

Our standard advertising terms and conditions do not permit our advertisers to drop their own cookies for profiling or retargeting without your consent.

Follow the links below for each sites policies and instructions to opt out
You will need to make these changes on every browser you use.

Salesforce DMP
Manage Cookies
Salesforce DMP is our data management platform. It is used to help us better understand our audience and to serve more relevant advertising based on your browsing activity.
Google Doubleclick
Manage Cookies
Google is our main advertising platform and is also used by some advertisers to buy adverts that appear on our Sites.
TrustX
Manage Cookies with About Ads
TrustX is an advertising platform used just in the United States of America and is managed as a co-operative of publishers.
Smart Adserver
Manage Cookies
Smart Adserver is an advertising platform used in some European countries.
Scoota
Manage Cookies with Your Ad Choices
Scoota is an advertising platform used to help with production and hosting of advertising creative.
Skimlinks
Manage Cookies
Skimlink technology is used for attribution purposes to link ecommerce purchases to our brand (howtospendit.com only).
Oracle Data Cloud
Manage Cookies
Oracle Data Cloud is a digital measurement platform that enables us to monitor advert viewability and analyse invalid traffic.
Google - Manage Cookies

The Trade Desk - Manage Cookies

MediaMath - Manage Cookies with About Ads

AppNexus - Manage Cookies

DataXu - Manage Cookies with About Ads

Advertising systems that some advertisers use to buy adverts on our Sites.

Alternatively, you can use the below two links to manage all of the above cookies; this will impact your cookie settings across the Internet, not just on FT.com:

YourAdChoices (Digital Advertising Alliance)
Your Online Choices

By opting out of these types of cookie on each browser and device you use, you will stop receiving adverts that are targeted specifically to you; however you will still see the same number of adverts on our Sites, which may include contextual adverts that are not targeted based on your personal information.

You can also manage your cookies via your browser settings. For more information, please visit your browser’s help page.

For more information about cookies, please visit: www.allaboutcookies.org


More information

Further information about our data processing can be found in our Privacy Policy.

If you have any queries regarding this Cookie Policy, please contact our Data Protection Officer at privacy.officer@ft.com.


Changes to this Cookie Policy

This policy is effective from 5/28/2019.

Any changes we may make to this cookie policy will be posted on this page. If changes are significant, we may choose to notify you by email or to clearly indicate on our home page that the policy has been updated.