Americans with financial advisors are more likely to feel better about their financial security and even be happier, according to a recent survey.

Two-thirds of Americans working with an advisor feel very financially secure, compared to 31% of those without an advisor, according to the report, which surveyed 2,003 American adults aged 18 or older.

In addition, 68% of Americans who have an advisor feel confident they’ll reach their financial goals over the next five to 10 years, compared to 55% of those who don’t have an advisor, Northwestern Mutual says.

And 73% of those with an advisor say they have financial plans designed to endure the ups and downs of the market, compared to 30% of those without an advisor, according to the survey.

While only 50% of respondents without an advisor say they’re happy with their life, that figure rises to 71% among those with an advisor, Northwestern Mutual says.

People with an advisor are also more likely to have a higher risk tolerance. The average U.S. adult has a financial risk tolerance of 4.9 out of 10, in terms of comfort with taking risks to seek returns, according to a report from Northwestern Mutual.

However, individuals with advisors have an average risk tolerance of 5.2, compared to 4.6 for those without advisors, Northwestern Mutual says.

But only 31% of U.S. adults work with an advisor — a proportion that remains flat from last year, according to the survey.